How to Prevent Your Car Insurance Policy from Lapsing
If your car insurance policy lapses, you have a lot of things to worry about. For example, you could face legal trouble if you get caught driving a vehicle that is not properly covered by insurance, and you might have to worry about fees and fines. Plus, if you do happen to get in an accident, your vehicle will not be covered.
Since there are so many issues that go along with letting your car insurance lapse, it is important to do what you can to prevent this from happening. Fortunately, following these tips can help.
Be Aware of Your Payment Due Dates and Policy End Date
First of all, it is critical for you to be aware of both your payment due dates and your policy end date. For example, you may want to write these things on your calendar or save them in your smartphone. Then, you can ensure that you make your car insurance payments like you are supposed to and that you take any necessary steps when it’s time to renew your policy.
Check Your Online Account Regularly
Many Youi car insurance providers now have online portals that allow customers to check their insurance status, print out important documents (such as insurance cards that they can carry in their vehicles), make payments online and more. If you make it a point to log into your online account regularly, you can get payment reminders, can ensure that your payments have gone through as they were supposed to and can make sure that there is nothing amiss with your policy.
Call if You Have Questions
If you are unsure about what is going on with your car insurance policy, you should not just ignore the situation. Instead, you should call your car insurance company to make sure that your policy is in good standing and to take any action that might be required.
Consider Signing Up for Automatic Payments
If you have not yet signed up for automatic payments with your car insurance company, you may want to think about doing so. This can help you avoid missing a payment and can make things a lot more convenient for you as well.
It is important to be aware of the repercussions that can go along with allowing your car insurance policy to lapse. Luckily, if you follow the above-mentioned tips, you can help ensure that this does not happen so that you can avoid these problems.